The Flow of Time and Money by Lloyd Watts

The Flow of Time and Money is a groundbreaking new book that will help you master the relationship between your time and money. Using simple, proven techniques and easy-to-understand diagrams, Dr. Lloyd Watts shows you how to take control of your income, expenses and time commitments in order to achieve wealth and personal fulfillment.

About the Author:

Lloyd Watts was born in London, England, on October 2, 1961. He earned a Ph.D. in Electrical Engineering in 1992 at the California Institute of Technology, studying with Silicon Valley pioneer Carver Mead. In 2000, he founded Audience, Inc., a venture-capital funded startup that builds advanced noise reduction chips for cell-phones. Dr. Watts is the author of 5 patents and many technical papers. He is an accomplished photographer, painter, musician, former hang glider pilot, and proud father of two lovely daughters. He lives in Mountain View, California, in the heart of Silicon Valley.

Read an Excerpt:

Money, Time, Life and Wealth

If you want to have a full and prosperous life, you need to understand how time and money work. Some principles are unfailingly true, yet are not obvious to all of us without some form of teaching. I have been fortunate to have some gifted and generous teachers, and I have sought out knowledge of how time and money work from every source I could find. I offer to pass my knowledge on to you.

Time and Money are fundamentally linked, as I will show in pictures soon. I will start with how money works, and then show how the principles that govern the Flow of Money are really the same as the principles that govern the Flow of Time.

Let us begin with a look at how money flows.

The Flow of Money

Most of us have a job and pay taxes. We have expenses and we buy things. And most of us vaguely wish we could get a raise so we could save more and maybe become wealthy some day. If that’s the plan, it’s not going to happen. We may get the raise, but we won’t become wealthy without a much better understanding of how the money is flowing through our lives and the social forces acting upon us. To make it easier to see the elements in our financial lives, I am going to use pictures, and a familiar analogy for something that flows, namely, water in a leaky bucket.